Gold IRA Storage Explained

How storage fits into a precious-metals IRA and which questions to ask about depositories, access, insurance, and fees.

Physical precious metals need a custody and storage arrangement that is compatible with the IRA structure. Storage is therefore both a compliance issue and a recurring cost.

Questions to ask

• Which depository will hold the metals?
• Is storage segregated or non-segregated?
• What annual charges apply?
• What insurance or security information is available?
• How are sales and distributions processed from storage?

Do not confuse a dealer's shipping or vaulting service for ordinary cash purchases with the custody rules that apply to IRA assets.

Primary sources

Continue your research

• How precious-metals depositories work
• Segregated vs non-segregated storage
• Can you hold IRA gold at home?

Editorial note: Educational content only. This page does not provide individualized investment, tax or legal advice. Verify current rules and company terms before acting.