How Gold IRA Companies Make Money
Understand dealer spreads, markups, product economics, and why account fees may be charged by different parties.
A precious-metals dealer can earn money from the difference between acquisition cost and the price at which metal is sold. Depending on the company and product, compensation can be reflected in spreads or markups rather than a separately labeled commission.
The IRA custodian and depository are separate businesses and can charge their own account, transaction and storage fees.
Why this matters
Two providers can both claim “no commission” while still producing different total economics. Compare the actual buy price, current repurchase price, and complete account/storage fee schedule.
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Editorial note: Educational content only. This page does not provide individualized investment, tax or legal advice. Verify current rules and company terms before acting.