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How to Buy Gold in an IRA

Understand the account, dealer, eligible-metal, and storage steps involved in buying physical gold through an IRA.

Buying gold inside an IRA is different from ordering a coin to your home. The transaction usually requires an established self-directed IRA, sufficient cash in the account, a qualifying product, and an approved custody process.

A careful sequence

  1. Establish or fund the IRA.
  2. Confirm the exact product is eligible with the custodian.
  3. Obtain dealer pricing and understand the spread.
  4. Authorize the IRA transaction through the custodian.
  5. Confirm the asset is delivered into the proper storage arrangement.

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Editorial note: Educational content only. This page does not provide individualized investment, tax or legal advice. Verify current rules and company terms before acting.

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