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IRA-Eligible Gold Coins & Bars
How to verify whether a specific gold product can be purchased by an IRA without relying on a generic label.
“IRA eligible” should be verified at the exact product level. IRS rules provide exceptions for specified coins and qualifying bullion, while the IRA custodian determines what it will process.
Before authorizing a purchase
- Get the exact product name, mint/refiner and specifications.
- Ask the custodian to confirm eligibility.
- Compare the dealer's premium and repurchase quote.
- Confirm where the asset will be stored.
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